The Global Indian's Complete Playbook for Property Acquisition in India

For Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs), real estate in Gujarat represents an optimal combination of emotional homecoming and high-yield capital preservation.

Regulatory Clarity Under GujRERA & RBI

Under the Reserve Bank of India's general permission guidelines, NRIs are permitted to acquire any number of commercial or residential properties without prior central bank clearance. Furthermore, RERA mandates strict escrow accounts and guaranteed handover schedules, virtually eliminating historical developer risks.

Financial & Repatriation Framework

• Permitted Accounts: Acquisitions can be funded seamlessly via direct inward remittances in foreign currency or existing NRE, NRO, and FCNR(B) bank accounts.
• Repatriation Entitlements: Up to USD 1 Million per financial year can be repatriated overseas with Form 15CA/15CB CA certification.
• Home Loan Leverage: Top nationalized and private Indian banks offer attractive home loan packages covering up to 80% of project valuation.